$.50 cents in ING interest…

It’s the 15th day of the month and I have earned $.50 in ING savings interest! So, I think this month, I will finally hit $1 in interest. YAY!!! When, I get a paycheck with big OT on it, I try to divide the OT money between savings and paying down debt. Now, if the truth be told, I could just pay off my Cap1 Visa from my real House Fund but I put that money aside for a specific reason and I don’t want to touch my House Fund money unless it’s a TRUE emergency. Now, if Cap1 decides to raise my interest rates to like 20%, I will just go ahead and pay it off. However, I know that there is lots of OT in my future so I will just be using that money to help pay down the debt faster.

Anyways, I’m saving money, earning interest and building up the Benjamins!