Typically, about the first of November, I log into my Visa Rewards account and request gift cards because I’ve accumulated enough points throughout the year.
I normally put maintenance and repairs onto our credit cards but I do like carry a balance on any credit card because I absolutely, positively do not like paying interest.
Whatever I charge on a credit card, I move the money from savings and pay it almost immediately.
Anyways, I had enough points on my Visa Rewards card to order two (2) $100 Amazon gift cards.
Work the system, don’t let the system work you!